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Loan Amount
₹
Interest Rate
% p.a.
Tenure
Yr + Mo
Months
yr
mo
mo
EMI Payment Day
i
Loan Start Date
📅 Select date
⚙️ Advanced Options
BETA
›
🧪 Advanced Options are in beta. Results are indicative — please verify with your bank or advisor.
×
Current EMI:
—
i
Custom EMI
New EMI (₹)
₹
Effective From
📅 Select date
+
History
💸 Prepayments
One-time
Recurring
Step-up
Amount
₹
Date
Exceeds balance!
📅 Select date
+
Reduce Tenure
Reduce EMI
Amount per period
₹
Frequency
Monthly
Quarterly
Half-yearly
Yearly
Start Date
📅 Select date
Until
📅 End date (optional)
Reduce Tenure
Reduce EMI
+ Add Recurring
Start Amount (yearly)
₹
Step-up % / year
%
Start Date
📅 Select date
Until
📅 End date (optional)
Reduce Tenure
Reduce EMI
+ Add Step-up
Prepayments
📉 Interest Rate Changes
% p.a.
Effective Date
📅 Select date
+
Reduce EMI
Reduce Tenure
Rate Changes
🏠 Home Loan
📉 Cost:
—
Active
EMI
—
Rate
—
Remaining
—
0
/
50,00,000
0%
—
25%
50%
75%
100%
—
—
—
—
—
Your plan
0%
Standard
0%
Monthly EMI Breakdown
Principal vs Interest — per month
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Principal Repaid
Interest Paid
Outstanding
💡
From 2038, you repay more principal than interest each year
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Amortisation Schedule
Year-by-year breakdown of your loan
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Year / Month
Opening Balance
Principal
Interest
Total EMI
Closing Balance
Rate
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Get in Touch
Have questions about your loan? We're here to help.
✉️
Email
hello@loanplanner.in
📞
Phone
+91 80000 00000
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Website
loanplanner.in